Strong Coverage. Swift Service.Your Peace of Mind.
Your trusted Colorado insurance agency, providing fast, reliable coverage tailored to protect what matters most.
Quick Service
Trusted Expertise
Attentive Staff
Clear Guidance
The Right Coverage, Right When You Need It
Insurance decisions are too important to be slowed down by delays or weighed down by generic policies.
You deserve quick, attentive service and coverage tailored to your unique needs—so you can move forward with confidence, knowing you’re fully protected.
Occhiuto Insurance Agency offers affordable insurance in Colorado, with solutions designed to fit your life and your budget.

Trusted Insurance Solutions in Colorado
Property Insurance
Protect your biggest investment with coverage designed to safeguard your home and everything in it. We help you find the right policy so you can feel secure—rain or shine.
Auto & Motorcycle Insurance
Get on the road with protection you can count on. Fast quotes, clear coverage, and peace of mind included.
RV Insurance
Protect your property and belongings with rental coverage that’s quick, simple, and reliable. Tailored solutions for landlords and tenants alike.
Health Insurance
Your health deserves more than a generic plan. We’ll help you navigate your options to find affordable, comprehensive coverage that works for your needs.
Life Insurance
Plan today to protect tomorrow. We make it simple to secure life insurance that safeguards your loved ones and their future.
Umbrella Insurance
Add an extra layer of protection that goes beyond your standard policies. Safeguard your assets and your future with comprehensive liability protection.
Available Insurance Carriers












Why Choose Us?
Insurance is more than a policy—it’s peace of mind. With 76 years of combined experience, Occhiuto Insurance Agency builds lasting relationships by providing prompt, personable service and ensuring every detail of your coverage is handled with care.
Prompt, Reliable Service
Fast responses to your questions and requests so you’re never left waiting.
Trustworthy Expertise
Decades of combined knowledge to guide you through every coverage option.
Personalized Attention
We listen, understand, and tailor policies to fit your unique needs.
Clear, Valuable Guidance
Information you can trust to make confident decisions.
Who We Are
Occhiuto Insurance Agency is a locally based insurance agency designed to help you meet your insurance needs comfortably and to develop lifetime relationships. We pride ourselves on being one of your most trusted partners. We are excited to welcome you and for you to be a valuable part of our agency.

Occhiuto Insurance Team

Melissa Marrs
About Melissa Marrs
Melissa Marrs is an enthusiastic Insurance Agent with 10 years of service at the Occhiuto Insurance Agency and over 20 years of combined knowledge in both Commercial and Personal lines. She finds insurance exciting and ever-changing, always presenting a welcome challenge.
A native of Colorado, Melissa has been married to her wonderful husband, Tom, for 25 years. Together they have three children and three grandchildren, making her life full and complete.
Melissa believes insurance is more than just a policy—it is about people and providing service that goes above and beyond expectations, delivered with both ethics and professionalism.

Travis Woolsey
About Travis Woolsey
Originally from Saipan, Travis moved to Cañon City in 2009. After earning a bachelor’s degree in Business from Colorado State University–Pueblo, he began a career in insurance. With four years of experience in the industry, Travis has enjoyed building new relationships and ensuring clients have the peace of mind that their insurance needs and goals are met. Outside of work, he enjoys spending time with family and close friends, volunteering at church, and playing golf.

Hayley Enslow
About Hayley Enslow
Born a Colorado native, Hayley Enslow grew up in Georgia before moving back to Colorado for the love of her home state (and to escape the humidity). She began her insurance career in 2023 and has loved it ever since. Her goal is to ensure clients can live comfortably, knowing their possessions are accurately protected.
Outside of work, Hayley enjoys spending time with friends and family, visiting parks and hiking, and exploring arts and crafts.
Testimonials
“Been with them for nearly 15 years now. Always find me solutions. Can’t ask for more!”
– Joel M
“Good, competitive rates from several different companies. Really friendly people, highly professional and they actually seem to care about their customers. They display a great deal of patience individually. Really clean office that smells delicious as soon as you walk in. Complimentary fresh filtered water and a bowl of candy for your sweet tooth.”
– Kathy B
“Great customer service! Melissa was very knowledgeable, friendly and sent me the information I requested within an hour. I would highly recommend this agency!”
– Misty B
FAQs
Have questions about coverage, costs, or claims? Our FAQs provide clear, straightforward answers to help you understand your options and make confident insurance decisions.
Why do my rates change?
Several factors that determine premiums. Both city and individual are taken into consideration. For example, Insurers will look at a city’s average home age or the possibility of severe weather events occurring. They will also look at unique traits like age, marital status, claims history and home replacement cost among other factors to determine your rates.
What is the ideal coverage for me?
Specific individual coverage can vary among Insured’s. Please contact your Agency for coverage specialized for your individual needs.
How do I file a claim?
While home and auto insurance do differ, when something unexpectedly caused damage to your home or auto, property or belongings, you may file a claim to receive a payout for the cost of repairs or replacements.
The claims process differs based on your insurer, and the details of what is or is not covered. Any claims should be directed to your agent, as they will know how to advise you during the claims process.
Are there any discounts available?
Discounts are important to consider as they can lower your rates considerably. Common discounts include bundling your home and auto, as well as discounts for setting up automatic bill pay and signing up for paperless documents. Depending on the insurer, you may also be able to sign up for telematics which is a usage-based program that personalizes your rate based on how safely you drive.
You may also receive discounts based on education, claim free and continuous insurance.
Do I need insurance?
Your insurance needs depend on your personal situation, but you are likely required to have car insurance in most U.S. states to legally drive. You should also consider life insurance if others depend on your income or if you have significant debts. Other insurance needs, like renters or homeowners insurance, depend on whether you own or rent a property and the value of your belongings.

Serving All Colorado Regions!
From the Grand Junction, to Denver, to the reaches of Southern Colorado, Occhiuto Insurance Agency proudly serve all regions of Colorado including:
→ Eastern Plains
→ Rocky Mountains
→ San Luis Valley
→ Western Slope
→ Front Range
→ Metropolitan Denver
Get Coverage You Can Trust.
Call or email Occhiuto Insurance Agency today to explore your options.